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So I dove into a pretty well known CPA network recently for insurance leads, you know the usual promises of high commissions and quick payouts. Thought I'd give it a shot cause the niche is hot and the payout rates looked decent. But man, what a nightmare. The approval process was a nightmare, took forever, and when I finally got approved I noticed their payout terms are all over the place. They claim daily payments but then it's actually weekly with a weird hold period. Plus, the tracking seems inconsistent - leads show up, then vanish, then show again. Tried reaching out for support, but crickets. I'm pretty sure a lot of guys are just wasting their time here, especially when you factor in the constant payout delays and sketchy tracking. Anyone else had a similar experience or just me? Seems like some of these networks are just a ticking time bomb for your campaigns.